PRIVACY POLICY
In order to provide our users with high-quality goods and services, Suhrudha Kuries ( hereinafter referred to as “Suhrudha Kuries” or “us” or “our” ) collects, processes, and stores your Personal Information ( as defined below ).
At Suhrudha Kuries, we value and respect your privacy. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information in relation to our chit fund services. By accessing or using our services, you consent to the practices described in this policy. We encourage you to review this policy carefully to understand our data practices.
1. Information We Collect :
We may collect the following types of personal information from you when you interact with Suhrudha Kuries chit fund services :
- Contact Information : Name, address, email address, phone number.
- Financial Information : Bank account details, payment information.
- Identification Information : Aadhaar number, PAN number, photo ID.
- Chit Participation Data : Information about your chit participation, bids, payments, and chit group details.
- Communication Data : Records of your correspondence with us.
2. PERSONAL DATA :
Sensitive Passwords, financial information like a bank account, credit card, debit card, or other payment details, sexual orientation, Aadhaar and PAN information, and biometric information are all examples of sensitive information that falls under the category of “personal data.” ( Including but not limited to fingerprints and photos ).
3. PROTECTION OF DATA :
Suhrudha Kuries is dedicated to safeguarding the privacy of any personal information you share with us, whether it is done so online or offline, as well as any personal information that may be gleaned from the user’s browser by one of our servers, associated companies, subsidiaries, or representatives.
4. USE OF PERSONAL INFORMATION :
The information collected from you will be used for the following purposes :
- To verify your Aadhar No and PAN and Address.
- Your information enables us to more efficiently address your service requests and support needs.
- To process your transactions conveniently.
- To send an SMS from time to time about the transactions made by you and to remind you about the auctions and due date of payment of the chit group.
- Suhrudha Kuries will collect a copy of the Aadhar card and PAN as a process of verifying KYC. Suhrudha Kuries will safeguard the copy of Aadhar/PAN, and the first eight digits of Aadhar will be masked.
- Suhrudha Kuries assures you that the personal information provided by you will not be transferred or sold to any other company without your written consent.
- Administering Chit Fund Services : Managing your chit participation, bids, payments, and other related activities.
- Customer Support : Providing assistance and addressing your queries or concerns.
- Compliance : Meeting legal and regulatory requirements related to chit fund operations.
- Communication : Sending you updates, notifications, and promotional materials.
- Data Analysis : Improving our services, understanding user preferences, and enhancing our offerings.
5. Information Sharing :
We may share your personal information in the following circumstances :
- With Chit Group Members : Sharing necessary information within the chit group for operational purposes.
- Service Providers : Engaging third-party service providers who assist us in delivering our services.
- Legal Compliance : Disclosing information as required by applicable laws, regulations, or legal processes.
- Business Transactions : In case of mergers, acquisitions, or asset transfers, your information may be transferred to the acquiring entity.
6. Your Choices :
- Access and Correction : You can review, update, or correct your personal information by contacting us.
- Marketing Communications : You can opt-out of receiving marketing communications from us.
- Data Retention : We will retain your personal information as long as necessary to fulfill the purposes outlined in this policy.
7. ACKNOWLEDGEMENT BY THE USER :
You will exercise caution while sharing the data/information. As a guideline :
- Always check the address bar for the availability of “https”, to ensure the webpage is encrypted.
- Always avoid third-party extensions or plug-ins or add-ons on the web browser.
- Hidden services or Dark Web should not be used, and avoid autofill options.
8. DISCLOSURE OF PERSONAL INFORMATION :
Suhrudha Kuries may give personal information submitted by you to Government Institutions, statutory or regulatory bodies whenever required for legal compliance.
To establish or execute our legal rights or to defend against legal claims, we may use personal information to respond to court orders or other legal procedures.
Suhrudha Kuries shall take all efforts to protect the data/information pertaining to the customers. However, any breach in data security caused by forces beyond the control of Suhrudha Kuries shall not be the responsibility of Suhrudha Kuries.
9. Data Security :
We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, loss, misuse, alteration, or destruction.
10. Third-Party Links :
Our services may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of such third parties.
11. AMENDMENT IN PRIVACY POLICY :
Suhrudha Kuries may amend the privacy policy from time to time to meet our business requirements and comply with applicable laws. You are requested to view the privacy policy each time you visit the website.
